Kentucky Auto Insurance
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From horse racing to country music festivals, Kentucky has plenty to offer. But no matter where you’re going in the Bluegrass State, rest assured that Nationwide can provide you with dependable coverage on your way there.
Before you get a quote, make sure to visit our Kentucky Auto Coverage page to learn your state’s minimum coverage requirements.
Take advantage of Nationwide’s features
Nationwide makes it easy for you to find dependable auto insurance in Kentucky. We can show you options so you can choose the coverage that’s right for your needs, goals and budget. Explore the features below to learn more about what we can offer you:
On Your Side ® Claims Service
Choose a shop in our network to get a written guarantee on repairs for as long as you own your vehicle. 1
Discounts Helping You Save
We offer many ways to help lower your auto insurance rates. See the many ways you can save with qualifying discounts.
95% of Members Would Recommend Nationwide
Learn why so many of our members would recommend us to friends and family. 2
SmartRide ® Program
SmartRide rewards safe driving. Get an instant discount when you sign up. The safer you drive, the higher the discount you could earn. 3
On Your Side ® Review
Enjoy a free consultation with an agent who’s here to help you get the protection you need at the price that’s right for you.
Resources at Your Fingertips
Make payments, print ID cards, report claims and more, quickly and easily online. We even have a mobile app for on-the-go account access.
Find local agents in your neighborhood
We have Nationwide agents throughout Kentucky. Search for your local agent.
Protect your home and car
Nationwide offers a full range of insurance and financial products in Kentucky for your home, car, family and financial security. Simplify your life and save more by bundling your coverage. Check out our other policies for Kentucky residents.
Insurance terms, definition and explanations are intended for informational purposes only and do not in any way replace of modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by State, and exclusions may apply.
 Guarantee is limited to alternative parts identified on appraisal and used in repair. Also, work performed at an On Your Side Auto Repair Center includes workmanship guarantee. For informational purposes only. Program terms and conditions are controlling.
 Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.