Physician Disability Insurance Quotes and Information
Doctors and dentists are strapped for time, and budgets are almost as tight as schedules. You know you should be protecting your personal and business finances with disability insurance, but who has the time?
You need an insurance expert who is attuned to your personal and professional needs and tied into the best, most affordable products the industry has to offer.
At Physician Disability Insurance, we specialize in finding long-term disability insurance for medical professionals including surgeons, group practice members, sole practitioners, doctors and dentists of every kind. We work exclusively with the medical community to find disability income protection that is tailored to each client s specific needs.
Making Sense of Your Options
Our insurer partners are nationally known for their strength, stability and product quality. They offer disability coverage targeted at the complex needs of doctors and dentists nationwide. Options include partial, total, temporary and permanent disability coverage, high-income policies, survivor benefits, and choices on waiting periods and age limits of coverage, along with many other options.
Value-added offerings include own occupation coverage, which helps make up the difference in earnings if your disability prevents you from working in your specialty field. We can also provide business overhead disability insurance for those who want a guaranteed income stream for their practices for a period of time while they are unable to work.
Your Physician Disability representative will help you craft a policy that takes into consideration your family, your employees, your bills, and your future financial goals. If you already have group disability insurance through a group or association, we will show you how to enhance those benefits through an individual disability insurance policy. That is an essential component of a solid financial plan that many people neglect!
Applying Is Easy
Once you ve selected the kind of coverage you want, we make applying to the insurer easy. We can get your application to you electronically or by mail and turn around the paperwork quickly. Our representatives are available when you are between patients, at night and on weekends if needed. Convenient expert service is our hallmark.
Musculoskeletal problems, cancer and heart disease are the top three causes of disability in the U.S.
The majority of disability claims filed with Social Security are denied.
Without disability insurance, a serious injury or illness can lead to bankruptcy.
Although more than a quarter of Americans will become disabled for some part of their working life, most don t protect their income with insurance.
It s never too early to insure your future. Call today!